We exist for one reason: to make sure families get their rightful foreclosure and tax deed surplus funds back without being shaken down by for-profit “surplus chasers” who think your hardship is their payday. We’re structured as a nonprofit for one simple reason: to serve you, not ourselves.
When we discuss your situation, our first thought is how much of your money can we get back into your pocket, not how much we can get into ours.
You might be thinking: “If you’re a nonprofit, why do you receive payment at all?” The reality is that we are literally forbidden from taking a profit distribution or self-dealing. That being said, filing legal claims, pulling records, and navigating the courts isn’t free. Lawyers, research, service, and filing fees all cost money.
But here’s the difference: our fees are transparent, capped, never upfront, never exceed statutory maximums, and are designed to cover costs — not to turn your bad day into someone else’s boat payment. Unlike for-profit fee chasers, we will also take on small surplus situations where the amount received may not cover the costs.
We don’t receive a penny unless you receive a payout. And, when we are paid, it’s from the court registry, along with your surplus payment; not paid out of pocket.
Surplus Advocates isn’t here to “get rich off your surplus.”
We’re here to make sure you’re not taken advantage of, your funds don’t get lost in bureaucracy, and that you walk away with what you deserve.
Yes, we are a nonprofit.
Yes, that matters.
And yes, we take a little pride in saying it louder than the for-profit competitors wish we would.
Surplus Advocates is a collective of experienced agents and professionals who have identified problems in the ways surplus funds are overseen and administered.In the course of our collective professions, we have witnessed millions of dollars being stolen from homeowners, and millions more lost to exploitation and unlawful fees. Occasionally a crime ring will make the news, or an attorney will be sent to jail or disciplined, but the same loopholes and oversights have been exploited year after year.We formed Surplus Advocates as a non-profit to help foreclosed owners and to show that there is a way for a private organization to recover tax deed and foreclosure surplus funds for owners without any additional cost to the government, and without engaging in exploitative practices. Unlike for-profit surplus chasers, who frequently only try to track down owners they can get the largest fees from, our goal is to help anyone, whenever possible, without charging any out of pocket fees. We then use the fees and costs we receive from the court registry to further our mission, rather than line our pockets.
© 2025 Surplus Advocates, Inc.
A Delaware Non-Profit Organization
All Rights Reserved
