If your property in Orange County was sold at a foreclosure or tax deed auction and the winning bid was more than the debt, the difference is called a surplus. That money may be owed to you.
But here’s the challenge: many property owners in Orlando and the surrounding areas are targeted by for-profit surplus recovery companies that charge excessive fees and use aggressive tactics. Surplus Advocates is different. We are a nonprofit organization dedicated to making sure surplus funds go back to the right people—ethically, fairly, and with no upfront cost.
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Call 407‑SURPLUS (407‑787‑7587) or begin online to request a confidential case review. No upfront costs.
Orange County • Orlando • Winter Park • Apopka • Ocoee • Winter Garden • Maitland
If your property in Orange County was sold at a foreclosure or tax deed auction and the winning bid was more than the debt, the difference is called a surplus. That money may be owed to you.
But here’s the challenge: many property owners in Orlando and the surrounding areas are targeted by for-profit surplus recovery companies that charge excessive fees and use aggressive tactics. Surplus Advocates is different. We are a nonprofit organization dedicated to making sure surplus funds go back to the right people—ethically, fairly, and with no upfront cost.
Mission Over Money — We are a nonprofit. Our purpose is to help people, not maximize profit margins.
Fair, Transparent Fees — No hidden charges. You’ll never pay upfront, and our contingency fee only applies if we succeed.
Local Experience — We know how Orange County courts handle foreclosure and tax deed surplus claims.
Respectful Outreach — No robocalls, no scare tactics, no pressure.
Privacy Guaranteed — Your information is handled securely and never sold.
When a foreclosure or tax deed sale in Orange County generates excess proceeds (also known as an overbid or surplus), the rightful former owner or heirs may be entitled to those funds. But the process isn’t automatic.
Strict deadlines apply, and competing claims often arise. Our nonprofit team manages every step—from confirming eligibility, to preparing filings, to protecting your claim against challenges—so you don’t have to.
Eligibility Review — Quickly determine if a surplus exists in your name.
Court Filings Done Right — Ensure paperwork is filed correctly and on time.
Defense Against Competing Claims — Protect your rightful share if others try to claim it.
Secure Processing — Safeguard your personal and financial information.
Nonprofit-Based Contingency Fee — No upfront payment. We only get paid if you recover.
Clear Updates — Straightforward communication without confusing legal jargon.
We serve homeowners and heirs throughout Orange County, including:
Orlando • Winter Park • Apopka • Ocoee • Winter Garden • Maitland • Eatonville • Edgewood • Belle Isle • Oakland • Windermere • Bay Lake • Lake Buena Vista
👉 We also assist clients who once owned property in Orange County but now live elsewhere—even out of state.
✔ No upfront costs
✔ Nonprofit-based, transparent fees
✔ Honest communication—no pressure sales tactics
✔ Protection from predatory for-profit claims companies
A surplus (also called excess proceeds or an overbid) is money left after a court‑ordered sale when the winning bid exceeds the amounts owed. Surplus Advocates helps eligible owners and heirs recover funds that may be owed to them.
Our nonprofit mission means client protection, lower nonprofit‑based fees, and no high‑pressure tactics. We focus on returning funds to the right people, not maximizing commissions.
No. There are no upfront costs. Our nonprofit‑based contingency fee applies only if we recover funds and are paid out of the court registry at the same time the rest of the surplus is disbursed.
Some cases wrap up quickly, but others depend on the court’s schedule and whether competing claims exist. We’ll guide you through the timeline.
Yes. We routinely assist Floridians who have moved or are out of state. We coordinate everything securely.
Most clients do not. We manage the process and advise you if any additional steps are needed.
We serve clients across Orange County, including:
Orlando • Winter Park • Apopka • Ocoee • Winter Garden • Maitland • Eatonville • Edgewood • Belle Isle • Bay Lake • Lake Buena Vista • Oakland • Windermere • and every community in between.
Call 407‑SURPLUS (407‑787‑7587) or request a confidential review online. We’ll confirm eligibility and outline next steps—no obligation.
It’s common to be solicited by multiple for-profit “surplus chasers.” Before you sign anything, talk with us—your nonprofit alternative.
Yes—surplus claims made with the court must be made within certain timeframes. Acting quickly is essential not only to ensure the claim is timely filed before the money is turned over to the state, but also to make sure no one tries to abscond with the money.
Surplus Advocates is a collective of experienced agents and professionals who have identified problems in the ways surplus funds are overseen and administered.In the course of our collective professions, we have witnessed millions of dollars being stolen from homeowners, and millions more lost to exploitation and unlawful fees. Occasionally a crime ring will make the news, or an attorney will be sent to jail or disciplined, but the same loopholes and oversights have been exploited year after year.We formed Surplus Advocates as a non-profit to help foreclosed owners and to show that there is a way for a private organization to recover tax deed and foreclosure surplus funds for owners without any additional cost to the government, and without engaging in exploitative practices. Unlike for-profit surplus chasers, who frequently only try to track down owners they can get the largest fees from, our goal is to help anyone, whenever possible, without charging any out of pocket fees. We then use the fees and costs we receive from the court registry to further our mission, rather than line our pockets.
© 2025 Surplus Advocates, Inc.
A Delaware Non-Profit Organization
All Rights Reserved
