We’re Here to Help You Recover Your Foreclosure and Tax Deed Surplus
The Nation's Only
Non-Profit Surplus Recovery Firm.
As the nation’s only non-profit surplus recovery organization, Surplus Advocates prides itself on being available in all 67 Florida Counties.
We are one of the few, if not the only organization to have recovered surplus funds in every jurisdiction in the state. From Miami-Dade County (Population 2.7 Million) to Liberty County (population 8,000), if you are owed a foreclosure or tax deed surplus, we have the local experience and connections needed to maximize your recovery.
Unlike other for-profit firms, you’ll never owe anything unless you recover, and any fee for our service will be paid out of the same court registry funds as your surplus, with no out of pocket expense. We are guided by a non-profit mission to serve. We will never charge more than is permitted by Florida statutes, and you can trust us to comply with the law.
Message Us For A Free
Surplus Review
Get started with us today to claim your tax deed or foreclosure surplus
With Surplus Advocates’ non-profit recovery agents assisting in the locating, filing, and recovery of your tax deed or foreclosure surplus, collecting the funds you are owed can be as simple as signing our form agreement, and being available by email ot phone to answer any questios that may come up.
Step 1:
Sign an agreement allowing Surplus Advocates to step in as a non-profit recovery service to assist in claiming your surplus funds.
Step 2:
Provide a reliable phone number and email to reach you with any questions that may occur, and an address to receive your check.
Franklin
Gadsden
Gilchrist
Glades
Gulf
Hamilton
Hardee
Hendry
Hernando
Highlands
Hillsborough
Holmes
Indian River
Jackson
Jefferson
Lafayette
Lake
Lee
Leon
Levy
Liberty
Madison
Manatee
Marion
Martin
Miami-Dade
Monroe
Nassau
Okaloosa
Okeechobee
Orange
Osceola
Palm Beach
Pasco
Counties: A-G
Counties: H-J
Hamilton
Hardee
Hendry
Hernando
Highlands
Hillsborough
Holmes
Indian River
Jackson
Jefferson
Counties: K-N
Lafayette
Lake
Lee
Leon
Levy
Liberty
Madison
Manatee
Marion
Martin
Miami-Dade
Monroe
Nassau
What does Surplus Advocates do?
We locate, document, and recover surplus funds left after Florida foreclosure and tax deed auctions, managing the claim from start to finish.
Do you service all 67 Florida counties?
Yes. Our hired attorneys have handled surplus recoveries in every Florida county—from Duval to Monroe—so we know the quirks of each clerk’s office and circuit court.
Which types of cases do you handle?
Judicial foreclosures (mortgage and HOA/COA) and tax deed sales that result in surplus funds.
Who can be eligible for surplus funds?
Typically the owner of record at the time of sale and, in many cases, heirs or legal successors; we also evaluate any lienholder rights that may affect distribution.
A common pitfall of for-profit surplus recovery companies is that they’re fishing for easy money, and will promise a huge result. But, they don’t actually do a comprehensive lienholder review. So, they tell an owner they’re getting tens of thousands of dollars, then someone else files a claim, and the surplus chaser disappears and the owner gets nothing.
Another shady tactic is that surplus chasers are sometimes aligned with buyers and will try to siphon money back to the purchaser of the foreclosed property. However, Flordia law is clear – a foreclosure purchaser is not entitled to surplus funds.
What does the recovery process look like?
We confirm eligibility, pull the sale ledger and court file, prepare and file the claim with the correct office, track the docket, address objections, and coordinate disbursement.
What do your services cost?
No upfront fees. Our nonprofit administrative fee is contingency‑based, clearly disclosed, never exceeds 12%, and only applies if funds are released. We will always beat any for-profit offer you receive because, as a non-profit, we can afford to do that.
How long does it take to get paid?
Timing varies by county workload and whether there are competing claims; many matters resolve within weeks with an average expectation of around 25-45 days. We provide regular updates and are always available to answer any questions.
What documents will I need to provide?
A simple authorization, valid ID, and proof of your connection to the property (e.g., deed, probate papers, or LLC/trust documents). We’ll tell you exactly what your county requires.
Can you help heirs, estates, or out‑of‑state owners?
Yes. We routinely assist estates and heirs, and we handle remote coordination for clients located anywhere.
How are you different from for‑profit “surplus chasers”?
As a mission‑driven nonprofit, we avoid high‑pressure outreach, confusing assignments, and add‑on fees—our focus is transparent service and maximizing your lawful recovery.
What if there are liens, judgments, or competing claims?
We analyze the file, notify interested parties when required, and advocate for the highest lawful distribution in your favor.
How do I get started?
Share the county and case/certificate number, and we’ll run a no‑cost eligibility check and outline next steps tailored to your county and case type.
