If your property in Duval County, Florida was sold through foreclosure or tax deed auction and the winning bid exceeded the debt, the leftover balance is called a surplus. Those funds may be owed to you as the former owner or heir.
Unfortunately, many Jacksonville residents are first contacted by for-profit surplus recovery companies that push aggressive sales pitches and charge inflated fees. Surplus Advocates is different. As a Florida nonprofit surplus recovery firm, we protect consumers, keep fees fair, and ensure the process is handled ethically and securely.
Start Your Free Review
Call 407‑SURPLUS (407‑787‑7587) or begin online to request a confidential case review. No upfront costs.
Jacksonville • Jacksonville Beach • Atlantic Beach • Neptune Beach • Baldwin • Arlington • Mandarin • Riverside • San Marco • Southside • Northside
Mission-Driven, Not Profit-Driven — Our nonprofit focus is on protecting property owners, not maximizing commissions.
Fair, Nonprofit-Based Fees — No upfront payments. You pay only if funds are successfully recovered.
Local Knowledge — We know Duval County’s courts, deadlines, and surplus procedures.
Respectful Outreach — We don’t use robocalls or scare tactics.
Privacy Protection — Your information stays safe and secure.
When a foreclosure or tax deed sale in Jacksonville or anywhere in Duval County brings in more than the total owed, the balance is called a surplus (sometimes called “excess proceeds” or an “overbid”).
Claiming these funds is not automatic, and deadlines matter. Our team takes on the responsibility of filing the proper documents, tracking deadlines, and addressing any competing claims—so you don’t have to.
Confirm Eligibility Quickly
Prepare & File the Correct Court Documents
Protect Against Competing or Fraudulent Claims
Use Secure, Privacy-Focused Processes
No Upfront Fees — Nonprofit-Based Contingency Only
Keep You Updated in Plain Language
We serve residents across Jacksonville and every community in Duval County, including:
Jacksonville • Jacksonville Beach • Atlantic Beach • Neptune Beach • Baldwin • Arlington • Mandarin • Riverside • San Marco • Southside • Northside
Even if you no longer live in Duval County, Surplus Advocates can still represent you and protect your right to surplus funds.
✔ No upfront costs
✔ Transparent, nonprofit-based contingency fee
✔ Ethical, pressure-free communication
✔ Local focus and consumer protection
A surplus (also called excess proceeds or an overbid) is money left after a court‑ordered sale when the winning bid exceeds the amounts owed. Surplus Advocates helps eligible owners and heirs recover funds that may be owed to them.
Our nonprofit mission means client protection, lower nonprofit‑based fees, and no high‑pressure tactics. We focus on returning funds to the right people, not maximizing commissions.
No. There are no upfront costs. Our nonprofit‑based contingency fee applies only if we recover funds and are paid out of the court registry at the same time the rest of the surplus is disbursed.
Some cases wrap up quickly, but others depend on the court’s schedule and whether competing claims exist. We’ll guide you through the timeline.
Yes. We routinely assist Floridians who have moved or are out of state. We coordinate everything securely.
Most clients do not. We manage the process and advise you if any additional steps are needed.
We serve residents across Jacksonville and every community in Duval County, including:
Jacksonville • Jacksonville Beach • Atlantic Beach • Neptune Beach • Baldwin • Arlington • Mandarin • Riverside • San Marco • Southside • Northside
Call 407‑SURPLUS (407‑787‑7587) or request a confidential review online. We’ll confirm eligibility and outline next steps—no obligation.
It’s common to be solicited by multiple for-profit “surplus chasers.” Before you sign anything, talk with us—your nonprofit alternative.
Yes—surplus claims made with the court must be made within certain timeframes. Acting quickly is essential not only to ensure the claim is timely filed before the money is turned over to the state, but also to make sure no one tries to abscond with the money.
Surplus Advocates is a collective of experienced agents and professionals who have identified problems in the ways surplus funds are overseen and administered.In the course of our collective professions, we have witnessed millions of dollars being stolen from homeowners, and millions more lost to exploitation and unlawful fees. Occasionally a crime ring will make the news, or an attorney will be sent to jail or disciplined, but the same loopholes and oversights have been exploited year after year.We formed Surplus Advocates as a non-profit to help foreclosed owners and to show that there is a way for a private organization to recover tax deed and foreclosure surplus funds for owners without any additional cost to the government, and without engaging in exploitative practices. Unlike for-profit surplus chasers, who frequently only try to track down owners they can get the largest fees from, our goal is to help anyone, whenever possible, without charging any out of pocket fees. We then use the fees and costs we receive from the court registry to further our mission, rather than line our pockets.
© 2025 Surplus Advocates, Inc.
A Delaware Non-Profit Organization
All Rights Reserved
